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 Discovery the Ease 
of saving and investing

Discover the
easeof saving.

Discover the ease of saving

-manycent-

The new type of retirement provision

... is in reality what saving and investing should always be: simple, fast, uncomplicated. With MANYCENT you combine every cashless purchase with an additional investment in sustainable ETF portfolios. In this way you save and invest 7% of the purchase amount automatically and effectively for your future.


Save relaxed
How manycent works:

Shop - Pay cashless while shopping with an EC card, credit card or smartphone.

Take out smartphone - "Hi Chris, you just spent   55,28 € at the supermarket. Would you like to invest  an additional 3,87 € for your future?"

Save and invest - One swipe to the right - and MANYCENT automatically shifts 7% of the purchase value from your bank account to your MANYCENT account and invests it in sustainable ETFs.


This is how manycent works

Spend money

When shopping, pay cashless with a debit card, credit card or smartphone.



Grab your smartphone
"Hi Chris, you have just spent €53.57. 


Would you now like to invest an additional €3.75 

for your future?"


yes!




Finally! 

Retirement planning that's fun.

When shopping - never forget:

yourself

Save and invest

A swipe to the right - and manycent easily allows you to transfer 7% of the purchase value from your bank account to your manycent account every time you make a purchase

and invest it in sustainable ETF investments.


Track your savings 

You'll be amazed at how easy and effective investing can be.

"Painless saving without renunciation"



What is our status quo?

We are currently working on:

The structure of the app is finished! But it does not look nice yet. And you can't save money with it either. MANYCENT - Web does not yet collect any data and does not yet allow you to register your account. But soon you will get an impression of how saving via app should work.


We are currently negotiating with the banks and investment companies where you can invest your money. They will help us to set up the automatic transfer of 7% to your savings account. Parallel to this, we are working on the development of the mobile app. 


FEATURES

That's why saving works with the app

MANYCENT is fun

In the past, saving meant consuming less. With ManyCent you save because you consume. That means that saving turns from being a spoilsport to a little conscience-soothing, which goes hand in hand with consumption.

MANYCENT is worth it

The recommended saving amount of 7% is chosen in a sensible way. Small enough to be able to cope with it. Large enough to accumulate a significant amount of money over time.

MANYCENT is safe

Both the web server and the investments are located in Germany and are strictly controlled and regulated. Whether you are traveling around the world or saving money at home, your money and your data are safe.

From the idea to the app -
that's behind manycent

As CEO, I am fully committed to all projects. Our surveys have shown that people prefer to spend their money and save less and less for retirement.

With MANYCENT we combine daily consumption with saving and do that Saving is easy again - so that saving is fun and everyone likes to save.

By the way: We are looking for another co-founder! - harald.kraus@manycent.com

What people say

"I'm excited about the idea and looking forward to the app."

Anne Boding, Bremen
"I think it's great that I can decide anew every time whether I still have money left to save."
Jonas Müller, Hemsbach
"The opportunity to save on the side is the best argument for me to use the app regularly."
Sabine Frank, Ingolstadt
“You keep hearing about poverty in old age. I think this antidote is great. "

Sheila Marks, Munich
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